Please pray for me and my husband. We're trying to get an unsecured $10,000 personal loan to pay off a high interest car title loan on my vehicle, pay down a credit card debt, pay for my vehicle registration, tires and begin to pay off my husband's medical and credit card debts he screwed up prior to Covid due being sick and suffering from malnutrition, seizures and memory loss and having to be tested for Alheimers. I have since taken over managing all our finances since we live off of his SSDI benefits on a fixed income I am unable to work due to immobility. My husband's credit is worse than mine and does not qualify for any loans. The problem is my credit is poor, below 600, and as I don't own the title to my car i can't use it for collateral unless I pay off the title loan which is over $5,000. We currently pay $400 monthly payments on it, and are looking to lower payments for a $10,000 loan to $300 max and with a lower interest rate. Please pray we find a creditor willing to take a chance on us so we can begin to pay off our debts.
Focus on other aspects in your life, so that you can have a peaceful environment. Help others in need, don't focus on what you want but what you can do for others. This is when God usually answers prayers, when we aren't focused on what we want, but what we can do for those around us in need, even when we don't want to. Keep a positive, giving spirit. If it's God's will, you'll make a great mother some day. If not, you'll be greater at whatever path God has chosen for you.
Please don't give up, there is always hope. DANIEL in the lions den and in the fire the King threw him into prayed this: "Hear, oh God, my prayers. Look with favor on my pain. Hear and act, don't delay. For I bear thy name." I know it's difficult, I've been there, but just keep moving along, just to make it through. Try not to focus on the negative things you feel, try each moment, each day, to look around and see the positive. Help those in need, they are all around us. Be willing to look outside yourself and be a positive spirit no matter what you are feeling at the moment. I'm not saying fake it, I'm saying, keep a positive mindset. With every negative thought, cancel it out with a positive one instead. Positive energy attracts positive energy, it's a scientific fact. Use that energy and you will start to see the little things that God has already blessed you with, that you have been so wrapped up in the negative that you have failed to see. And when you can, please seek out medical help. Anti-depressants do help, it just takes trial and error to get the right ones. It's a process. One that takes time. I have a husband that has Schizophrenia with extreme depression and mood swings. He self medicated for years with drugs and alcohol but until he got his medication right, he put me through hell where I wanted to kill myself to end the pain. You've already prayed. Keep on praying but try thanking God for the positive things you've been over looking and if you are willing to believe, you will begin to see God's blessings in your life and improve. Keep the faith, dude, and never give up! KIA KAHA- be FOREVER STRONG! Draw on the Lord's Spirit for strength. You can make it through!! I believe in you, and so does God, even if you don't believe in yourself!! You got this. I'll be praying for you, too.
Thank you for your prayers. God is great! Our twins ended up flying out to College, thanks to Grandparents, a week late, but still good. Dad and I drove out a couple weeks later thanks to donations from family and friends, with all their beds, desks, dressers, furniture, etc. They had an apartment on campus. The next two years went on Parent Plus loans with travel expenses. They both graduated Magna Cum Laude in 2015 with 2 Bachelor's degrees each in Art and Animal Science emphasis on Equitation Training.
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Thank you to those who have prayed on our behalf. We payed of our title loan, moved in with my parents to help them renovate their home and are currently gearing up toward a better financial future. Praise God. He has been good to us.